First Citizens Bank adds fee-free ATMs at Target stores nationwide
First Citizens Bank has formed a partnership with NCR Atleos to provide surcharge-free ATM access at more than 2,000 Target stores nationwide. Under the arrangement, customers can withdraw cash, review account balances, and conduct fund transfers without incurring extra fees at these locations. The initiative builds on the bank’s existing network of fee-free cash access points, including branches and other ATMs.
Customers will simply use their debit cards at Target’s ATMs to perform basic banking tasks. This development supports First Citizens’ strategy of enhancing convenience, ensuring clients can access financial services both in-store and through digital or branch-based channels. Michael Wilson, the bank’s Head of Wealth and Consumer Banking, emphasized that in-store availability strengthens the overall customer experience by integrating seamlessly with other service options.
The bank’s decision follows its ongoing efforts to improve accessibility for clients. Customers can easily locate surcharge-free ATMs via the bank’s website or mobile application.
Based in Raleigh, North Carolina, First Citizens Bank serves individuals, businesses, and high-net-worth clients nationwide, with total assets exceeding $230 billion. The institution operates an extensive branch network and is included in the Fortune 500. Meanwhile, NCR Atleos, headquartered in Atlanta, Georgia, employs approximately 20,000 people globally and has recently been recognized among the world’s top workplaces.
Financial Institutions Behind the Expansion
The institution operates branches and offices nationwide, offering lending, leasing, and wealth management solutions. Its parent company, First Citizens BancShares, ranks among the top 20 U.S. financial institutions by assets.
